.mrb-policy-v1{
 --pol-navy:#073f73;--pol-blue:#0b72b8;--pol-cyan:#22a9e0;--pol-sky:#eaf8ff;--pol-ice:#f7fcff;
 --pol-line:#bfe5f7;--pol-green:#168f62;--pol-green-dark:#0b704b;--pol-orange:#ff9635;--pol-red:#d72c2c;
 --pol-ink:#173e61;--pol-muted:#526f89;--pol-white:#fff;--pol-shadow:0 22px 58px rgba(7,63,115,.12);
 color:var(--pol-ink);font-family:Arial,"Helvetica Neue",sans-serif;line-height:1.72;padding-block:18px 72px;
 background:linear-gradient(180deg,#edf9ff 0%,#fbfeff 48%,#eef9ff 100%);
}
.mrb-policy-v1,.mrb-policy-v1 *{box-sizing:border-box;min-width:0}
.mrb-policy-v1 figure,.mrb-policy-v1 h1,.mrb-policy-v1 h2,.mrb-policy-v1 h3,.mrb-policy-v1 h4,.mrb-policy-v1 p,.mrb-policy-v1 ol,.mrb-policy-v1 ul{margin-block-start:0}
.mrb-policy-v1 a{color:inherit;text-decoration:none}
.mrb-policy-v1 img{display:block;max-width:100%;height:auto}
.mrb-policy-v1__shell{width:calc(100% - 5cm);max-width:1880px;margin-inline:auto}
.mrb-policy-v1__breadcrumbs{display:block!important;visibility:visible!important;opacity:1!important;position:relative!important;z-index:5!important;margin:0 0 16px!important;color:var(--pol-navy)!important;font-size:15px!important;font-weight:850!important}
.mrb-policy-v1__breadcrumbs ol{display:flex!important;align-items:center!important;flex-wrap:wrap!important;gap:10px!important;list-style:none!important;margin:0!important;padding:0!important}
.mrb-policy-v1__breadcrumbs li{margin:0!important;padding:0!important}
.mrb-policy-v1__breadcrumbs a{display:inline-flex!important;align-items:center!important;min-height:38px;padding:8px 15px!important;border:1px solid #acd9ef!important;border-radius:13px!important;background:#fff!important;color:#066ab1!important;box-shadow:0 7px 18px rgba(7,63,115,.08)!important}
.mrb-policy-v1__crumb-sep{color:var(--pol-green)!important;font-size:24px!important;line-height:1!important}
.mrb-policy-v1__crumb-current{font-size:16px!important;color:var(--pol-navy)!important}
.mrb-policy-v1__hero{position:relative;display:grid;grid-template-columns:minmax(0,.96fr) minmax(0,1.04fr);min-height:680px;overflow:hidden;border:1px solid #bfe2f5;border-radius:40px;background:linear-gradient(140deg,#f8fdff 0%,#dff2ff 100%);box-shadow:var(--pol-shadow)}
.mrb-policy-v1__hero::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 14% 12%,rgba(34,169,224,.16),transparent 25rem),radial-gradient(circle at 82% 80%,rgba(22,143,98,.1),transparent 28rem);pointer-events:none}
.mrb-policy-v1__hero-copy{position:relative;z-index:2;display:flex;flex-direction:column;justify-content:center;padding:62px 0 145px 56px}
.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-copy{padding:62px 56px 145px 0}
.mrb-policy-v1__hero-copy::before{content:"";position:absolute;z-index:-1;inset:35px -76px 47px 32px;border:1px solid rgba(255,255,255,.9);border-radius:35px;background:linear-gradient(145deg,rgba(255,255,255,.96),rgba(242,250,255,.86));box-shadow:0 18px 48px rgba(7,63,115,.13);backdrop-filter:blur(10px)}
.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-copy::before{inset:35px 32px 47px -76px}
.mrb-policy-v1__eyebrow,.mrb-policy-v1__section-badge,.mrb-policy-v1__minor-head>span{align-self:flex-start;display:inline-flex;padding:8px 14px;border-radius:999px;background:var(--pol-green);color:#fff;font-size:12px;font-weight:900;letter-spacing:.08em}
.mrb-policy-v1 h1{max-width:760px;margin:19px 0 17px;color:var(--pol-navy);font-size:clamp(40px,4.4vw,70px);line-height:1.04;letter-spacing:-.04em}
.mrb-policy-v1__lead{max-width:710px;margin:0;color:#345b7e;font-size:clamp(17px,1.35vw,22px);line-height:1.72;font-weight:600}
.mrb-policy-v1__hero-tags{display:flex;flex-wrap:wrap;gap:9px;margin-top:23px}
.mrb-policy-v1__hero-tags span{padding:9px 12px;border:1px solid #cbe7f7;border-radius:999px;background:rgba(255,255,255,.94);color:#265474;font-size:13px;font-weight:800}
.mrb-policy-v1__hero-media{position:relative;z-index:1;margin:24px 24px 24px 0;overflow:hidden;border-radius:31px;box-shadow:0 18px 45px rgba(7,63,115,.16)}
.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-media{margin:24px 0 24px 24px}
.mrb-policy-v1__hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(231,245,255,.2),transparent 30%,rgba(6,47,89,.08));pointer-events:none}
.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-media::after{background:linear-gradient(270deg,rgba(231,245,255,.2),transparent 30%,rgba(6,47,89,.08))}
.mrb-policy-v1__hero-media img{width:100%;height:100%;min-height:632px;object-fit:cover}
.mrb-policy-v1__hero-media figcaption{position:absolute;z-index:2;inset-inline-end:22px;bottom:22px;max-width:340px;padding:14px 17px;border:1px solid rgba(255,255,255,.92);border-radius:17px;background:rgba(255,255,255,.94);color:var(--pol-navy);font-size:14px;font-weight:850;box-shadow:0 12px 30px rgba(7,63,115,.12)}
.mrb-policy-v1__control-band{position:absolute;z-index:4;inset-inline:35px;bottom:25px;display:grid;grid-template-columns:repeat(4,1fr);gap:10px;padding:13px;border:1px solid #cce7f7;border-radius:23px;background:rgba(255,255,255,.96);box-shadow:0 16px 38px rgba(7,63,115,.14);backdrop-filter:blur(12px)}
.mrb-policy-v1__control-band article{display:grid;grid-template-columns:38px 1fr;grid-template-rows:auto auto;gap:1px 9px;padding:10px 12px;border-radius:15px;background:linear-gradient(145deg,#f8fdff,#eaf7ff)}
.mrb-policy-v1__control-band span{grid-row:1/3;display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--pol-navy);color:#fff;font-size:12px;font-weight:900}
.mrb-policy-v1__control-band strong{color:var(--pol-navy);font-size:13px;line-height:1.25}.mrb-policy-v1__control-band small{color:var(--pol-muted);font-size:11.5px;line-height:1.3}
.mrb-policy-v1__section,.mrb-policy-v1__related,.mrb-policy-v1__faq{position:relative;margin-top:28px;padding:clamp(28px,3.4vw,52px);overflow:hidden;border:1px solid #c7e7f7;border-radius:32px;background:#fff;box-shadow:0 15px 42px rgba(7,63,115,.075)}
.mrb-policy-v1__section::before,.mrb-policy-v1__related::before,.mrb-policy-v1__faq::before{content:"";position:absolute;inset:0 0 auto;height:5px;background:linear-gradient(90deg,var(--pol-red),var(--pol-orange),var(--pol-cyan),var(--pol-green))}
.mrb-policy-v1__section:nth-of-type(even){background:linear-gradient(145deg,#fff,#eff9ff)}
.mrb-policy-v1__section-head{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:24px}
.mrb-policy-v1__section-action{display:inline-flex;align-items:center;gap:8px;padding:12px 17px;border-radius:14px;background:var(--pol-green);color:#fff!important;font-size:14px;font-weight:900;box-shadow:0 10px 22px rgba(22,143,98,.2)}
.mrb-policy-v1__section-action:hover,.mrb-policy-v1__section-action:focus-visible{background:var(--pol-green-dark);transform:translateY(-2px)}
.mrb-policy-v1__topic-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.mrb-policy-v1__topic{position:relative;padding:28px;border:1px solid #c8e8f7;border-radius:26px;background:linear-gradient(180deg,#fff,#f8fcff)}
.mrb-policy-v1__topic-index{display:grid;place-items:center;width:45px;height:45px;margin-bottom:17px;border-radius:14px;background:linear-gradient(135deg,var(--pol-blue),var(--pol-cyan));color:#fff;font-size:13px;font-weight:900;box-shadow:0 10px 20px rgba(11,114,184,.18)}
.mrb-policy-v1__topic h2{margin-bottom:11px;color:var(--pol-navy);font-size:clamp(25px,2.35vw,37px);line-height:1.15;letter-spacing:-.025em}
.mrb-policy-v1__topic h3{margin-bottom:13px;color:#0878b8;font-size:18px;line-height:1.38}
.mrb-policy-v1__topic p{margin-bottom:14px;color:var(--pol-ink);font-size:15.5px;line-height:1.78}.mrb-policy-v1__topic p:last-child{margin-bottom:0}
.mrb-policy-v1__evidence-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:13px;margin-top:20px}
.mrb-policy-v1__evidence-grid article{position:relative;padding:20px 18px 18px;border:1px solid #c9e8f7;border-radius:21px;background:linear-gradient(145deg,#f7fdff,#eaf7ff)}
.mrb-policy-v1__evidence-grid article>span{display:grid;place-items:center;width:36px;height:36px;margin-bottom:13px;border-radius:12px;background:var(--pol-navy);color:#fff;font-size:12px;font-weight:900}
.mrb-policy-v1__evidence-grid h4{margin-bottom:7px;color:var(--pol-navy);font-size:15px;line-height:1.35}.mrb-policy-v1__evidence-grid p{margin:0;color:var(--pol-muted);font-size:13.5px;line-height:1.58}
.mrb-policy-v1__decision-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:20px}
.mrb-policy-v1__decision-strip div{padding:18px;border:1px solid #c9e7f6;border-radius:19px;background:#fff}.mrb-policy-v1__decision-strip strong{display:block;color:var(--pol-navy);font-size:14px}.mrb-policy-v1__decision-strip span{display:block;margin-top:6px;color:var(--pol-muted);font-size:12.5px}
.mrb-policy-v1__minor-head{max-width:900px;margin-bottom:22px}.mrb-policy-v1__minor-head h3{margin:10px 0 7px;color:var(--pol-navy);font-size:clamp(27px,2.8vw,42px);line-height:1.14}.mrb-policy-v1__minor-head p{margin:0;color:var(--pol-muted);font-size:15px}
.mrb-policy-v1__related-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}.mrb-policy-v1__related-grid>div{padding:20px;border:1px solid #c9e7f6;border-radius:20px;background:linear-gradient(145deg,#fff,#eef9ff)}.mrb-policy-v1__related-grid strong,.mrb-policy-v1__related-grid span{display:block}.mrb-policy-v1__related-grid strong{color:var(--pol-navy);font-size:15px}.mrb-policy-v1__related-grid span{margin-top:7px;color:var(--pol-muted);font-size:12.5px;overflow-wrap:anywhere}
.mrb-policy-v1__faq-list{display:grid;grid-template-columns:1fr 1fr;gap:13px}.mrb-policy-v1__faq details{overflow:hidden;border:1px solid #c8e7f6;border-radius:20px;background:#f8fcff}.mrb-policy-v1__faq summary{display:grid;grid-template-columns:40px 1fr 29px;gap:11px;align-items:center;padding:17px;cursor:pointer;list-style:none;color:var(--pol-navy);font-size:15px;font-weight:900;line-height:1.4}.mrb-policy-v1__faq summary::-webkit-details-marker{display:none}.mrb-policy-v1__faq-number{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--pol-navy);color:#fff;font-size:12px}.mrb-policy-v1__faq-icon{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:#def4ff;color:var(--pol-blue);font-size:20px;transition:transform .2s ease}.mrb-policy-v1__faq details[open] .mrb-policy-v1__faq-icon{transform:rotate(45deg)}.mrb-policy-v1__faq-answer{padding:0 18px 18px 69px}.mrb-policy-v1[dir=rtl] .mrb-policy-v1__faq-answer{padding:0 69px 18px 18px}.mrb-policy-v1__faq-answer p{margin:0;color:var(--pol-muted);font-size:14px;line-height:1.68}
.mrb-policy-v1__final{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;margin-top:28px;padding:32px 38px;border:1px solid #b9e1f5;border-radius:30px;background:linear-gradient(125deg,#e7f7ff,#cbeeff 56%,#f5fcff);color:var(--pol-navy);box-shadow:0 19px 42px rgba(7,63,115,.12)}.mrb-policy-v1__final>div:first-child>span{display:block;margin-bottom:5px;color:var(--pol-green);font-size:12px;font-weight:900;letter-spacing:.08em}.mrb-policy-v1__final h3{margin-bottom:7px;color:var(--pol-navy);font-size:29px;line-height:1.15}.mrb-policy-v1__final p{margin:0;color:#345b7e!important;font-size:15px}.mrb-policy-v1__final-mark{display:grid;place-items:center;min-width:150px;padding:18px;border:1px solid #aad8ef;border-radius:20px;background:#fff}.mrb-policy-v1__final-mark span{display:grid;place-items:center;width:50px;height:50px;margin-bottom:8px;border-radius:50%;background:var(--pol-green);color:#fff;font-size:25px;font-weight:900}.mrb-policy-v1__final-mark strong{color:var(--pol-navy);font-size:12px;letter-spacing:.08em}
.mrb-policy-v1 a:focus-visible,.mrb-policy-v1 summary:focus-visible{outline:3px solid #ffb36b;outline-offset:3px}
@media(max-width:1200px){.mrb-policy-v1__shell{width:calc(100% - 2.5cm)}.mrb-policy-v1__hero{grid-template-columns:1fr;min-height:auto}.mrb-policy-v1__hero-copy,.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-copy{padding:45px 42px 34px}.mrb-policy-v1__hero-copy::before,.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-copy::before{inset:18px;border-radius:27px}.mrb-policy-v1__hero-media,.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-media{margin:0 24px 125px}.mrb-policy-v1__hero-media img{min-height:470px}.mrb-policy-v1__control-band{grid-template-columns:1fr 1fr}.mrb-policy-v1__evidence-grid,.mrb-policy-v1__related-grid,.mrb-policy-v1__decision-strip{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.mrb-policy-v1{padding-block:10px 42px}.mrb-policy-v1__shell{width:calc(100% - 24px)}.mrb-policy-v1__hero{border-radius:28px}.mrb-policy-v1__hero-copy,.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-copy{padding:32px 22px 26px}.mrb-policy-v1__hero-media,.mrb-policy-v1[dir=rtl] .mrb-policy-v1__hero-media{margin:0 14px 220px;border-radius:23px}.mrb-policy-v1__hero-media img{min-height:300px}.mrb-policy-v1__control-band{inset-inline:14px;bottom:15px;grid-template-columns:1fr;padding:10px}.mrb-policy-v1__topic-grid,.mrb-policy-v1__evidence-grid,.mrb-policy-v1__related-grid,.mrb-policy-v1__decision-strip,.mrb-policy-v1__faq-list{grid-template-columns:1fr}.mrb-policy-v1__section,.mrb-policy-v1__related,.mrb-policy-v1__faq{padding:26px 19px;border-radius:25px}.mrb-policy-v1__section-head{display:block}.mrb-policy-v1__section-action{margin-top:14px}.mrb-policy-v1__faq summary{grid-template-columns:36px 1fr 27px;padding:15px 13px}.mrb-policy-v1__faq-answer,.mrb-policy-v1[dir=rtl] .mrb-policy-v1__faq-answer{padding:0 14px 16px}.mrb-policy-v1__final{grid-template-columns:1fr;padding:27px 22px;border-radius:25px}.mrb-policy-v1 h1{font-size:clamp(35px,10vw,52px)}}
@media print{.mrb-policy-v1{background:#fff;padding:0}.mrb-policy-v1__shell{width:100%}.mrb-policy-v1__hero,.mrb-policy-v1__section,.mrb-policy-v1__faq,.mrb-policy-v1__related,.mrb-policy-v1__final{box-shadow:none;break-inside:avoid}}